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JA Card

JA Card
  • AMC

This credit card is issued through a partnership between JA (Japan Agricultural Cooperatives) Bank and Mitsubishi UFJ NICOS.
Standard JA Card cardholders can have their card's annual fee waived for not only the first year, but also all subsequent years.
Furthermore, cardholders can enjoy a range of benefits, including a JPY 2 per liter discount when refueling at JA Service Stations and JA Card-exclusive promotions.
Points that are earned through JA Card purchases can be redeemed for a variety of products as well as miles.
There is also a wide selection of JA Cards to choose from.
In addition to credit function-only cards, which have various card designs to choose from, cards which have integrated JA Bank ATM card functionality are also available.
For details, please inquire at your nearest JA Bank location.

Mileage Accrual

Mileage Accrual Rate

500 points = 1,500 miles

Mileage Redemption Increment

100 points (minimum required usage = 500 points)

Mileage Accrual Eligibility

ANA Mileage Club members who have JA Cards.

How to Accrue Miles

Click the links below for details.

Mileage Accrual Date

Approximately 1-2 months will be required for the miles to be credited to the mileage balance.


  • Points are used in 100-point increments to redeem miles, with 500 points being the minimum amount that must be redeemed.

  • Points cannot be redeemed for persons other than the cardholder.

  • Please note that points which have been redeemed cannot be converted back into JA Card "Exciting Present" Program or Gold Point Program points.

  • When redeeming points, please make sure to select the relevant amount from the usable balance.

  • Redemption periods correspond to those stipulated by the JA Card "Exciting Present" Program or Gold Point Program.

Enrollment/Contact Information

NICOS Card Service Center

Toll-free number (NTT)

Business Hours: 09:00-18:00 (JST)

(Not available during the year-end/New Year holiday period.)